Grow High-Value Revenue Even in a Low Interest-Rate Environment
Financial institutions may experience lower interest-rate environments for years. They’re also moving away from the traditional branch model that enables staff to cross-sell products. Add in pressures from online and mobile competitors, and it’s clear that banks and credit unions need better options for simple, efficient and consumer-friendly sources of non-interest income.
The CuneXus digital storefront is that better option. CuneXus helps financial institutions put non-interest income products back at the point of sale in a digital loan environment to recapture powerful revenue sources.
Ensure Consumers Shop With You First
Embedded banking and banking as a service are creating competitors at every purchase experience. To survive, credit unions and banks must offer consistent and constant value to consumers — before they are approached by alternative options.
With CuneXus, you have every opportunity to deliver financial excellence to customers and members with a full range of valuable non-interest income solutions. Our digital storefront keeps your offers top-of-mind, and conditions customers and members to shop with you first for add-on products. As just one example, our platform allows banks and credit unions to reintegrate Guaranteed Asset Protection (GAP) policies into the auto loan process for new online and mobile cross-selling opportunities. That benefits both consumers and their institutions for a non-interest income win–win.

Easily Activate New Revenue Streams
Better compete against digital-first challengers by offering value-add products and services
Recoup Lost Non-Interest Income
Recapture the ability to cross-sell consumer-centric non-interest income products
Reduce Effort and Expense
Seamlessly integrate beneficial products into the loan
Increase Member Loyalty
Simplify consumer acceptance of products and eliminate the need for follow-up work
Easy Activation of New Revenue Streams
The CuneXus platform provides easy access to non-interest income products as add-on features for your pre-approved loans. You determine whether to offer a feature to your members or customers as an opt-in or opt-out option. With either option, the offer is seamlessly integrated into the loan process and can be accepted by the customer or member with just a few taps.
